5.49%
+ up to $4,500 cash*
5-year, fixed conventional mortgage
Could you use some extra cash?
With WFCU’s Cashback Mortgage special, get up to $4,500 cash when you renew or refinance your mortgage with us.
4.99%*
5-year, fixed core mortgage
In the market for a new home?
We’re now offering rates as low as 4.99%.
Get This Offer!
Let us help you find the rate and term that works best for you!
Combat Market Uncertainty
Ride out the current rate volatility by locking into our five-year, fixed-rate mortgage, or choose a shorter term that better suits your needs.
Get Pre-Approved
Whether online, over the phone, or in one of our retail locations, enjoy the added peace of mind that comes with your pre-approval!
Secure a Guaranteed Interest Rate
For 90 days when purchasing and for 120 days for home construction mortgages.
Protect Your Investment
Consider optional mortgage protection life insurance, critical illness, or loss of employment insurance coverage.
Need Another Reason to Move Forward with a WFCU Mortgage?
The rate is only part of the story.
A mortgage with WFCU means you qualify for an array of member-only benefits for as long as your mortgage remains with us.
Daily Banking Discounts
Reduced service charges on WFCU's Diamond Chequing Account:
Free for one (1) year; 50% discount after one (1) year.
Automatic LOC Approval
Automatic approval of a WFCU Line of Credit for up to $10,000, with a 1.5% discount off the final calculated qualifying rate.
No Renewal Fees
Mortgage renewal fees are waived for the life of the mortgage.
Overdraft Protection
Automatic approval for up to $1,500 of Overdraft Protection.
MortgagePlus
Helping you achieve your home ownership goals
MortgagePlus HELOC
MortgagePlus IMPROVEMENTS
Get your FREE Mortgage Health Check!
Regardless of where you are in your mortgage journey, it never hurts to get a second look. Our mortgage experts are available to discuss your options and offer advice and solutions tailored to you. Don’t have time to visit a branch? No problem. We offer 1-on-1 appointments virtually! Book yours today.
About Us
WFCU Credit Union is a leading financial institution headquartered in Windsor since 1940. It is the sixth-largest credit union in Ontario and the twentieth-largest in Canada.
WFCU Credit Union operates nine retail locations across Windsor-Essex, one in Chatham, one in London, and three in the Waterloo Region through ECU – A Division of WFCU Credit Union.
Through its various service channels, including online and mobile banking, and ATM services, WFCU Credit Union and its numerous divisions has become the financial institution of choice for over 73,000 members across Ontario. WFCU Credit Union membership is open to anyone living and/or working in Ontario.